Professional Mortgage Consultants

Independent Mortgage and Protection Advisers

Experience personalised mortgage advice today. Our expert mortgage advisers will help you secure the most appropriate mortgage and protection deals for your individual circumstances. Your Bank can only offer its own products. Going Independent and searching the WHOLE MARKET is the only way to be sure you have the right mortgage.

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image First Time Buyer

Navigating the multitude of factors involved in the buying  process can be daunting, but rest assured, we have the expertise to guide you from the first step to the finish line.

image Home Movers

Moving to a new home is exciting. Getting expert advice is crucial even if you've done it before. We will help you explore a broader range of available mortgages from across the market.

image Self Employed

Self-employed mortgages are no different to traditional mortgages. There are just a few more hoops to jump through. Our advisers can work with as little as one years trading acocunts. 

image Premier Mortgages

Our specialist larger loans adviser can help secure mortgages from £750,000 upwards. We can present your case in the best possible light and deal with complex income structures. 

image Professionals

Professional mortgages give customers access to a range of products that often have preferential terms. Generally the following occupations will qualify:  Accountants, Architects, Barristers and Doctors.

image Buy To Let

First time Landlords to Ltd Company purchases, we have the expertise to guide you in this sometimes complex market. We can also assist home movers  with Let to Buy products. 

image Hero Mortgages

Fire, Police, Ambulance and Teachers, there are specialist lenders with bespoke schemes for you too. Increased income multiples and specialist underwriters at your service. 

image Right To Buy

We can arrange your mortgage without you needing to find a deposit. The discount from your landlord could be used as your deposit.  Subject to affordability, you could own your home too.

image Interest Only Ending ?

Thousands of borrowers opted for interest-only mortgages over the last two decades,  a lot are coming to an end of the terms. Plan ahead and talk through your options with our advisers who are perfectly placed to assist. 

image Credit Problems ?

 Whether it's a small financial setback or a County Court Judgment, we have access to a wide range of understanding lenders who focus on the future rather than the past. Don't worry get in touch to discuss your options. 

image Foreign Nationals

Mortgages for foreign nationals are now available. The key is demonstrating  that  you have the financial means and longer-term stability to reliably repay the loan. Our experts can help you navigate your options.

image Remortgages

A remortgage may be sought when your current deal ends, you want to explore options, or you need to borrow more against your property.

image Help To Buy

Have you taken out the Help to Buy government loan? And you want to consider incorporating it into your primary mortgage.

image Equity Release

For later life borrowing we have access to specialist  advisers within our network who we can refer you to. For further information please contact us. 

image Mortgage Protection

Get an estimate using our calculator, or get in touch with us to discuss a specific requirement. Protect your home, loved ones, or business with a range of plans from leading insurers.

image Critical Illness Cover

Providing protection when you may need it the most. Covering heart attacks, cancers, strokes, and other illnesses. Paying out a lump sum or monthly benefit protects your home and family finances. 

image Income Protection

Are you prepared if you were to fall ill and couldn't work?  Could you rely on state benefits alone? Safeguard your income, make your finances the least of your worries. Think of the longer term.

image Home Insurance

We partner with leading insurance providers offering comprehensive cover for buildings and contents, including valuable benefits such as legal protection and accidental damage.

image Family Protection

Family protection is a must have, especially if you have children. It can provide peace of mind that everything will be taken care of if you pass away or suffer a serious illness. Get in touch to discuss your options. 

image Relevant Life

Relevant life cover is the name of an insurance product most frequently used by small businesses to provide death in service benefits to company directors and employees. Contact us for further information. 

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Why Choose us ?

We are dedicated to catering to the diverse needs of our clients as they navigate the process of purchasing a home, re-mortgaging or dealing with their protections needs. Whether you're a first-time buyer or a home mover, our experienced advisers have the expertise to meet your specific requirements. Unlike traditional banks, our independent advisers meticulously identify the most suitable deal for you, drawing from an extensive range of products from nearly 100 lenders. Our priority is to deliver a professional and personalised service, ensuring seamless and efficient transactions to secure the most favourable mortgage deal for every client.

By working with us you can be comfortable knowing that you are working with advisers with over 30 years experience in the mortgage and property market. CeMAP qualified and authorised by the Financial Conduct Authority.  

  • Respect for all people
  • Excellence in everything we do
  • Truthfulness in our business

Empowering clients to achieve their homeownership dreams with tailored mortgage solutions, exceptional service, and expert guidance. Our vision is to be the trusted partner in navigating the complexities of home and property financing, ensuring a seamless and confident journey for every client. We aspire to set the standard for integrity, innovation, and personalised attention.

Tale the first step contact an expert today

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    Testimonials

    Mr PF

    Chartered Accountant and Insolvency Practioner

    "Extremely knowledgeable and always willing to help find you the best solution. He is also a pleasure to work with, being very approachable and keen to understand your requirements."

    Dr H A

    GP and Hospital Doctor

    The prospect of purchasing my first house was daunting and filled with uncertainty. However, having Ash basically taking care of everything from start to finish has been a godsend. Absolutely phenomenal first class service and professionalism. Ash took on board my situation and worked diligently to ensure I got the the best possible deal. I can say without hesitation I would not have been in a position to obtain such a deal without Ash’s help. The turnaround has only been 3 weeks and I can’t thank Ash enough for his personable approach, and taking all the stress and anxiety out of the process and making it a seamless one ! Only place I would recommend to anyone looking for help in purchasing a property.

    Ms SG

    Solicitor

    I was referred by a colleague after being messed around by another adviser and was very close to losing my purchase. Very reassuring throughout the entire process and from start to finish I was dealt within 9 working days. He kept me fully updated and provided all the options available to me and advised which ones are better suited to my situation. I was extremely amazed at the speed of service and the ability to contact him out hours. I would highly recommend Ash, he is very enthusiastic and has great knowledge of the market.

    Mrs L H

    Radiographer NHS

    Couldn’t fault professionalism and support throughout! Would highly recommend to all family and friends in the local are

    Mr and Mrs ZS

    Self Employed

    As a first time buyer I have always found understanding mortgages difficult and always a strain mentally I have been to some places to check them out and come away completely bamboozled yet when I visited Highfields the level of initial understanding shown to me about me and my circumstances was impeccable and the importance shown about me by Highfields was something I had not experienced before During the process Highfields kept me in the loop which and every process and kept things simple and bite size so not to fill my head with too much too soon. I can honestly say if financial advise is something that you require Highfields should be your no 1 destination as they will make the journey clear and concise and take out all the rocky bits to leave you on a smooth piece of road !!! Thanks very much Highfields. Words are not enough to show my appreciation!

    Mrs LL

    Housing Officer

    I am over the moon with the service received went above and beyond to assist. Nothing was too much trouble and managed to secure a mortgage deal when nobody else could. I would never use anybody else in the future. I would recommend to all my family and friend’s. I can’t thank him enough for all his hard work.

    Mr NH & Mrs KH

    Civil Engineer and Teacher

    I recently worked with Ash as my mortgage consultant and I couldn't be happier with the service. Ash was super helpful from start to finish, always keeping me in the loop with updates and getting my application processed as quickly as possible. His professionalism and knowledge of the market made everything so much easier. Thanks to him, the whole process of buying a house was straightforward and stress-free, with a really quick turnaround. I'll definitely use his services again and highly recommend him to anyone needing a mortgage broker!